Must loss of coverage be involuntary to qualify for an SEP? October 29, 2024 18:29 Updated Yes, loss of Minimum Essential Coverage must be involuntary to qualify for an SEP. Related articles How will this affect filing taxes? Is an SEP available if employer affordability changes outside of Open Enrollment? What does "Non-ESI Minimum Essential Coverage mean?” mean? Submitting documents to confirm a Qualifying Life Event (QLE) Can't find your answer? Find local assistance or contact us. or Chat / Charlar