If a consumer recently become enrolled in Medicare Part A or Part C, or is eligible for premium-free Medicare Part A, they are considered to have another source of minimum essential coverage and will not be eligible for premium tax credits through Virginia's Insurance Marketplace. However, they can still enroll full price for a plan through Virginia’s Insurance Marketplace.
Additionally, if they are enrolled in coverage through Virginia's Insurance Marketplace, they can keep it until their Medicare coverage starts. However, they will want to terminate their Virginia's Insurance Marketplace coverage as soon as they enroll in Medicare if they want to avoid paying full price for a plan through Virginia's Insurance Marketplace.
In most cases, it's to the consumer's advantage to sign up for Medicare when they first become eligible. Once they're eligible for Medicare, they’ll have an Initial Enrollment Period to sign up for Medicare. For most people, the Initial Enrollment Period starts 3 months before their 65th birthday and ends 3 months after their 65th birthday. More information can be found at medicare.gov.