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  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972740328973-Enrolling-in-a-Virginia-s-Insurance-Marketplace-plan-with-a-Visa</loc>
  <lastmod>2025-06-24T14:14:51Z</lastmod>
</url>
<url>
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  <lastmod>2025-10-28T15:50:41Z</lastmod>
</url>
<url>
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  <lastmod>2024-05-01T18:48:23Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T15:10:23Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T15:10:16Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T15:10:11Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972747458573-Coverage-for-pre-existing-conditions</loc>
  <lastmod>2024-10-28T14:35:29Z</lastmod>
</url>
<url>
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</url>
<url>
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  <lastmod>2024-06-04T16:02:26Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T15:09:56Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T15:19:02Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T15:09:29Z</lastmod>
</url>
<url>
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</url>
<url>
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<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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<url>
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<url>
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</url>
<url>
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<url>
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<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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</url>
<url>
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<url>
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<url>
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<url>
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<url>
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</url>
<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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</url>
<url>
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<url>
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</url>
<url>
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</url>
<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972833643149-Preferred-Provider-Organization-PPO</loc>
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<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972833702925-Pre-Existing-Condition-Exclusion-Policy-job-based-coverage</loc>
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</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972838551565-What-documents-should-you-submit-to-resolve-a-Data-Matching-Issue</loc>
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<url>
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<url>
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</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972839041165-Getting-prescription-medications</loc>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972850588301-Pre-Existing-Condition-Exclusion-Period</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
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<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972850728333-Point-of-Service-POS-Plans</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
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<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
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<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
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<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
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<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972851187725-Medicare-Hospital-Insurance-Tax</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
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<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
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<url>
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  <lastmod>2024-10-30T17:00:51Z</lastmod>
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<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972851435661-Large-Group-Health-Plan</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972851484685-Individual-Health-Insurance-Policy</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972851533453-Household-Income</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
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<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972851668621-High-Deductible-Health-Plan-HDHP</loc>
  <lastmod>2024-10-30T16:58:10Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972851985677-Grace-Period</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972852073101-Flexible-Spending-Account-FSA</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972852204045-Federal-Poverty-Level-FPL</loc>
  <lastmod>2024-10-30T16:53:50Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972852728461-Cost-Sharing-Reduction-CSR</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972852954765-Chronic-Disease-Management</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972853231373-Affordable-Care-Act-ACA</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972853313293-Advanced-Premium-Tax-Credits-APTC</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972854091405-Finding-an-agent-on-the-Virginia-s-Insurance-Marketplace</loc>
  <lastmod>2024-10-28T14:24:44Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-29T19:11:51Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972854416781-Medicare</loc>
  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
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  <lastmod>2024-06-04T16:03:00Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972855058189-Will-income-ranges-for-APTC-be-different</loc>
  <lastmod>2024-10-29T16:20:57Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T15:21:04Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972875840141-Who-do-I-include-in-my-household</loc>
  <lastmod>2024-08-08T20:17:07Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972876223757-Coverage-Options-for-the-Unemployed</loc>
  <lastmod>2024-03-14T14:46:55Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972876301965-Coverage-options-for-military-veterans</loc>
  <lastmod>2025-10-29T14:31:37Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972876382989-Coverage-options-for-part-time-employees</loc>
  <lastmod>2025-10-29T14:19:36Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T14:46:45Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
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  <lastmod>2024-05-07T19:44:15Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T14:45:50Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T14:57:26Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972877741581-Documents-to-confirm-your-Social-Security-Number-SSN</loc>
  <lastmod>2024-03-14T14:57:14Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972878061709-What-should-I-do-if-I-think-my-eligibility-results-are-wrong</loc>
  <lastmod>2025-10-28T17:57:08Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T14:40:10Z</lastmod>
</url>
<url>
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  <lastmod>2023-12-08T16:02:45Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T15:00:47Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-28T14:45:44Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T17:27:19Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/11972879669261-Medicaid-or-FAMIS-Denial</loc>
  <lastmod>2025-10-29T13:34:52Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T17:11:11Z</lastmod>
</url>
<url>
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  <lastmod>2024-03-14T14:39:43Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
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</url>
<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
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  <lastmod>2024-10-30T16:52:21Z</lastmod>
</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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<url>
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</url>
<url>
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</url>
<url>
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<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/20811124209677-With-the-transition-to-Virginia-s-Insurance-Marketplace-am-I-still-protected-by-the-federal-No-Surprises-Act</loc>
  <lastmod>2024-10-28T14:32:28Z</lastmod>
</url>
<url>
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<url>
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<url>
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</url>
<url>
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<url>
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</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31459574626061-Where-can-a-client-add-an-agent</loc>
  <lastmod>2024-11-21T15:33:28Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31459603992589-If-we-have-a-change-to-an-application-address-or-some-other-change-does-it-require-you-to-go-through-the-whole-application-again</loc>
  <lastmod>2024-11-21T15:33:11Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31459652782477-What-is-the-process-to-determine-if-someone-is-eligible-for-the-Marketplace-or-for-someone-who-is-eligible-for-group-coverage-but-the-premium-exceed-the-or-federal-affordability-standard</loc>
  <lastmod>2024-11-21T15:32:46Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31459697384077-Do-consumers-have-the-option-of-opting-out-of-Medicaid-especially-children-whose-parents-do-not-want-them-to-have-Medicaid</loc>
  <lastmod>2024-11-21T15:32:29Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31459740670349-Can-a-client-who-is-under-65-but-qualified-for-Medicare-due-to-a-disability-purchase-an-Exchange-policy-even-though-he-she-has-Medicare-parts-A-B</loc>
  <lastmod>2024-11-21T15:32:16Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31459745975053-For-consumers-that-need-to-combine-accounts-recently-married-will-they-be-able-to-apply-at-the-same-time-as-the-individual-accounts-are-open-Some-exchanges-require-you-to-do-it-the-month-after-terminating-the-individual-plan-and-try-to-get-retroactive</loc>
  <lastmod>2024-11-21T15:32:02Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31459829689741-How-do-we-see-the-ticket-responses</loc>
  <lastmod>2024-11-21T15:57:05Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31459904746253-Will-the-response-to-the-ticket-submitted-on-behalf-of-the-client-go-back-to-the-agent-submitting-ticket-to-the-consumer-or-both</loc>
  <lastmod>2024-11-21T15:56:50Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31459929542157-Will-the-ticket-capability-also-be-in-the-Agency-Portal</loc>
  <lastmod>2024-11-21T15:56:36Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460082626829-Will-DMIs-that-are-submitted-and-approved-show-the-approval-date</loc>
  <lastmod>2024-11-21T15:40:42Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460118352397-If-the-documentation-is-not-accepted-how-will-the-consumer-agent-know-why-it-was-not-approved</loc>
  <lastmod>2024-11-21T15:40:26Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460185696525-Will-agents-be-able-to-filter-our-consumers-to-see-who-has-DMIs-or-who-has-not-completed-their-binder-payment</loc>
  <lastmod>2024-11-21T15:40:10Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460228327693-Will-agents-to-be-able-to-see-the-documents-that-have-been-uploaded-to-the-HBE-for-DMI-issues</loc>
  <lastmod>2024-11-21T15:39:52Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460257346701-Attestation-letters-for-proof-of-income-Does-Virginia-s-Insurance-Marketplace-accept-attestation-letters-for-proof-of-income</loc>
  <lastmod>2024-11-21T15:39:37Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460282835085-In-Healthcare-gov-all-brokers-are-listed-and-an-individual-can-look-for-a-broker-in-their-area-Help-on-Demand-Will-Virginia-have-the-same-feature</loc>
  <lastmod>2024-11-21T15:50:01Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460336597645-Does-the-Agent-Connect-go-by-alphabetical-order-when-the-system-is-calling-available-agents</loc>
  <lastmod>2024-11-21T15:49:40Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460347307533-Will-the-Virginia-Exchange-include-on-the-agent-find-the-number-of-years-an-agent-has-been-certified-on-the-exchange-include-the-FFM</loc>
  <lastmod>2024-11-21T15:49:22Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460401210765-What-happens-if-an-agent-handles-the-entire-state-Is-there-a-way-to-be-on-a-different-statewide-list</loc>
  <lastmod>2024-11-21T15:48:57Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460415405325-How-long-do-Agents-have-with-Help-on-Demand-to-answer-a-consumer-request-before-it-is-reassigned-to-another-agent</loc>
  <lastmod>2024-11-21T15:48:39Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460431287181-With-the-federal-marketplace-Help-on-Demand-agents-receive-an-alert-via-text-and-email-alerting-them-when-a-consumer-request-assistance-Is-this-the-same-in-the-Virginia-s-Insurance-Marketplace-system</loc>
  <lastmod>2024-11-21T15:48:19Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460495031949-Will-out-of-state-agents-be-included-in-the-Search-for-a-local-agent-or-Agent-Connect-features</loc>
  <lastmod>2024-11-21T15:48:04Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460526741517-Will-VAHBE-consider-integration-with-other-Web-Brokers-in-the-future</loc>
  <lastmod>2024-11-21T15:41:14Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460596900493-Where-do-Consumers-Find-their-1095-A-Forms</loc>
  <lastmod>2025-10-29T13:45:09Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460616622477-Are-the-tax-credits-deducted-from-the-monthly-payment</loc>
  <lastmod>2024-11-21T15:58:07Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31460643934989-Healthcare-gov-has-many-specific-procedures-for-setting-APTC-based-on-recent-applications-and-tax-filing-It-also-has-specific-policies-if-a-2023-plan-is-not-available-in-2024-Does-Virginia-s-Insurance-Marketplace-use-exactly-the-same-policies</loc>
  <lastmod>2024-11-21T15:57:32Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31480394509709-How-to-Enroll-Members-of-a-Household-in-Different-Plans</loc>
  <lastmod>2024-11-21T14:51:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31480539131917-How-to-Add-a-New-Consumer</loc>
  <lastmod>2024-11-21T14:37:15Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31480643080589-I-cannot-verify-my-account-through-the-Duo-Security-MFA</loc>
  <lastmod>2024-11-21T14:36:35Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/31482534717581-What-is-the-criteria-for-becoming-an-Exchange-Assister</loc>
  <lastmod>2024-11-20T16:25:20Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/32065232297741-Does-Virginia-consider-pregnancy-a-Qualifying-Life-Event-for-a-Special-Enrollment-Period</loc>
  <lastmod>2024-11-21T14:41:51Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/32065928842253-Will-uploading-a-copy-of-a-photo-ID-be-required-for-all-applications-or-only-when-unable-to-verify-an-applicant-s-ID-via-questions-or-Experian</loc>
  <lastmod>2024-11-21T15:13:56Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/39442639037069-Job-Aid-Consenting-to-Allow-or-Deny-Permission-for-Virginia-s-Insurance-Marketplace-to-Rerun-Eligibility-for-Future-Applications</loc>
  <lastmod>2025-09-09T17:44:09Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/articles/39442702364557-Job-Aid-Consenting-to-Allow-or-Deny-Permission-for-Virginia-s-Insurance-Marketplace-to-Rerun-Eligibility-for-Future-Applications</loc>
  <lastmod>2025-09-09T17:44:14Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/6007914336525-Glossary</loc>
  <lastmod>2026-02-09T14:03:50Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/6007922341261-Agent</loc>
  <lastmod>2026-01-09T16:20:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/11764572811789-Consumer</loc>
  <lastmod>2026-04-01T15:39:41Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/11764685903629-Espa%C3%B1ol</loc>
  <lastmod>2024-11-01T17:18:51Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/24999629135501-About-the-Marketplace</loc>
  <lastmod>2025-10-29T14:39:04Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/24999894703885-Eligibility</loc>
  <lastmod>2026-04-01T15:39:41Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25000324935309-Financial-Savings</loc>
  <lastmod>2025-10-28T17:47:50Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25000327902733-Appeals</loc>
  <lastmod>2026-02-02T17:04:16Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25000351620365-Enrollment</loc>
  <lastmod>2025-10-29T14:27:52Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25000509978637-Definitions</loc>
  <lastmod>2025-10-29T14:46:20Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25000646092173-Applying-for-Coverage</loc>
  <lastmod>2025-10-29T14:35:35Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25000679082509-General-Other</loc>
  <lastmod>2026-02-09T14:00:18Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25000684169357-Marketplace-Health-Plans</loc>
  <lastmod>2025-11-24T13:11:30Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25001093837709-Documents-Needed-to-Verify-Eligibility</loc>
  <lastmod>2026-02-06T11:05:48Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25001295369229-Questions-About-Eligibility</loc>
  <lastmod>2026-02-06T11:06:38Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25001457964173-Data-Matching-Issues</loc>
  <lastmod>2026-04-01T15:39:41Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25001885186445-Marketplace-Assistance</loc>
  <lastmod>2025-10-29T15:01:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/25002115473165-Medicare-Medicaid-Eligibility</loc>
  <lastmod>2025-10-29T13:39:59Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/27287974317453-Agents-Agency-Managers</loc>
  <lastmod>2025-10-29T13:40:40Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31455394040333-Platform-Function</loc>
  <lastmod>2024-10-30T16:12:25Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31456338108045-Certification-and-Training</loc>
  <lastmod>2024-11-21T15:29:37Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31456540621965-Special-Enrollment-Periods</loc>
  <lastmod>2024-11-21T15:55:41Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31457067491469-Agent-Designation-Book-of-Business</loc>
  <lastmod>2025-10-29T15:04:34Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31458691643917-General-Transition</loc>
  <lastmod>2024-11-21T15:46:56Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31458978834701-Consumer-Assistance-Center</loc>
  <lastmod>2024-11-21T15:31:40Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31459082928525-Consumer-Enrollment-Support</loc>
  <lastmod>2026-01-09T16:20:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31459851052301-Submitting-Viewing-Tickets</loc>
  <lastmod>2024-11-21T15:57:05Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31459989063565-Data-Matching-Issues-DMIs</loc>
  <lastmod>2024-11-21T15:40:42Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31460317311885-Provider-Directory-Agent-Connect</loc>
  <lastmod>2024-11-21T15:50:01Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31460535855629-Enhanced-Direct-Enrollment</loc>
  <lastmod>2024-11-21T15:41:14Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31460610739725-Taxes-Reconciliation</loc>
  <lastmod>2025-10-29T13:45:09Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31480892466445-Job-Aids</loc>
  <lastmod>2025-09-09T17:44:09Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/31490337817741-Assisters-Navigators</loc>
  <lastmod>2025-10-29T14:46:49Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034267949325-Special-Enrollment-Period</loc>
  <lastmod>2024-11-21T14:39:50Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034285724813-Qualifying-Life-Events</loc>
  <lastmod>2024-11-21T14:42:48Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034303377677-Ticket-Management</loc>
  <lastmod>2025-10-29T14:46:49Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034322066445-Medicare-Eligiblity-Disability</loc>
  <lastmod>2024-11-21T15:02:11Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034348083853-Consumers</loc>
  <lastmod>2025-10-29T13:51:26Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034350682893-Remote-ID-Proofing</loc>
  <lastmod>2024-11-21T15:13:56Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034381320845-Required-Documentation</loc>
  <lastmod>2025-10-29T13:51:26Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034386200205-Payments</loc>
  <lastmod>2024-11-20T15:42:52Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034433868685-Eligibility</loc>
  <lastmod>2024-11-21T14:58:51Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034440436365-Subsidies</loc>
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</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034450623245-Mail-communication</loc>
  <lastmod>2024-11-21T14:54:52Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034458977805-Designate-Agent</loc>
  <lastmod>2024-11-21T14:54:25Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034471607181-Window-Shop-Feature</loc>
  <lastmod>2024-11-21T14:53:36Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034500493069-Customer-Service-help</loc>
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</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034502694029--Language</loc>
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</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034526327821-Rx-drug-assistance</loc>
  <lastmod>2024-11-21T14:49:00Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034530329869-Counselor-Designated-Organization-CDO-Assister-Account-Set-Up</loc>
  <lastmod>2024-11-21T14:48:05Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034535082509-previous-applications</loc>
  <lastmod>2024-11-21T14:49:30Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034549159565-Platform-Video-Access</loc>
  <lastmod>2024-11-21T14:37:53Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034553958413-Verification</loc>
  <lastmod>2024-11-21T14:48:39Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32034564552589-Platform-Questions</loc>
  <lastmod>2024-11-21T14:46:21Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32037746127757-Assister-Navigators</loc>
  <lastmod>2024-11-21T14:35:16Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/sections/32043306434573--Job-Aids</loc>
  <lastmod>2025-09-09T17:44:14Z</lastmod>
</url>
<url>
  <loc>https://help.marketplace.virginia.gov/hc/en-us/categories/6007914330381-Virginia-s-Insurance-Marketplace-Help</loc>
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