You generally have 60 days to report your QLE and enroll into coverage.
In order to make changes to your current enrollment outside of the annual Open Enrollment Period, you must experience a Qualifying Life Event (QLE). A QLE is a change in life circumstances that may make you eligible for a Special Enrollment Period, during which you may make changes to your enrollment.
- Loss of Minimum Essential Coverage like job-based coverage or Medical Assistance.
- Change in household size (e.g., birth of a child, marriage, divorce).
- Change of residence; and
- Change in income that makes you newly eligible/ineligible for financial assistance.
If you are currently enrolled through Virginia's Insurance Marketplace and need to report a QLE, log into your online Virginia's Insurance Marketplace account and click “Edit Application.” Once your application is updated, click “Confirm Event and Shop” to report your QLE and enroll in coverage.
Note: Some QLEs must be verified by Virginia’s Insurance Marketplace in order to open up a Special Enrollment Period. If one of the above situations applies to you, make sure to have your information handy when you go to apply.