In some limited cases, insurance companies sell private health plans outside of Open Enrollment that count as qualifying health coverage.
Please take note of the following with regard to these plans:
- Virginia's Insurance Marketplace does not list or offer these plans. The only way you can enroll in a health plan through Virginia's Insurance Marketplace outside of Open Enrollment is if you qualify for a Special Enrollment Period.
- You can find these plans through some insurance companies, agents, brokers, and online health insurance sellers. If you buy a plan outside of Virginia's Insurance Marketplace at any time, you are not eligible for premium tax credits or other financial assistance based on your income.
- Insurance companies can tell you if a particular plan counts as minimum essential coverage. Each plan's Summary of Benefits and Coverage also includes this information.